Question by : Where to find really cheap car insurance?
I want to buy a $ 200 car mainly to run it into my friend’s $ 200 car (kind of like playing bumper cars with real cars). I need a really cheap insurance that will basically only allow this car to be legal. I don’t plan on making any claims on it or using it for anything other than playing around on private property. Only want to make it road legal. Any suggestions? I am looking for something under 50$ per month

Best answer:

Answer by Matt
Sounds like fun.
Though if you are only going to use it for ramming in to each other, surely it will not be safe to take on the road anyway?
If you really want insurance take it out on a monthly basis as I don’t think the car will last that much longer LOL.
Have fun though.

Know better? Leave your own answer in the comments!

Auto-Owners Insurance Commercial
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Question by Jar: reason for home owners discount in Auto insurance?
What are the economic reason for discount in “Auto Insurance” if the person is also a home owner?

I see that even if the home owner insurance is not with the same carrier as Auto Insurance but still auto insurance company gives the home owner discount. And if it is with the same company then it is called “multiple policy” discount.

Also, One of the person has been renting and has the car garage, but that person did get the discount for garaged car but it was less than the home owner discount.

How does the probability of accident or other loss decrease with home ownership?

Best answer:

Answer by zeuz
“How does the probability of accident or other loss decrease with home ownership?”

This is the wrong question. Auto insurance is priced on correlations rather than causations. There appears to be a correlation between lower loss costs on auto insurance for people who have homeowners insurance when compared with the entire cohort of people with auto insurance.

Give your answer to this question below!

Question by : What auto insurance companies are currently appointing in Florida?
I have been a licensed 2-20 Insurance Agent for a year now. I’m currently looking for auto insurance companies that are appointing in Florida. Any names and phone numbers of these companies would be a big help.
Here are lists of companies that I’m currently writing business with:
Bristol West
Progressive
Gainsco
Seminoles
I need some more companies so that I am not only limited to these four. By the way I am in the SW Florida area.
Thanks SO much for your help guys

Best answer:

Answer by mbrcatz
Unless you have a proven, profitable, existing book of six figures you can roll over, you’re not likely to get an appointment for a standard auto carrier in FL.

The PROBLEM is, most auto carriers also write homeowners – and they don’t want to write new homeowners in FL.

If there’s ONE more company I would recommend, it would be Leader Infinity. But I’m not positive that they write in Florida.

What do you think? Answer below!

Looking for a List of Auto Insurance Companies? Find a List of the Best Auto Insurance Companies and compare the Car Insurance Companies here! www.listofautoinsurancecompanieslist.com
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Question by Ashley: What companies offer instant online auto insurance proof?
**I don’t need quotes, I need printable proof of insurance**
I know The General offers instant proof of insurance by printing it straight from the internet, are there any other auto insurance companies that offer it?
I don’t want to know about quotes or estimates or any silly site about comparing prices.
I want to know what companies you can go to their site and print your insurance proof off of AT HOME so you can go driving asap.

Best answer:

Answer by Josh
Any company that allows you to purchase without going through an agency. Progressive, Geico, etc. but not State Farm etc.

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Ford Classic Car Insurance from www.car-insurance.tv offers the widest choice of cover and best rates on the Internet for all models of classic Fords, including Lotus Cortinas and Cosworth Escorts. Compare quotes from over 100 specialist Ford Classic Car Insurance schemes
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Question by Chase: Do you think which is better for a 1984 corvette classic car insurance or regular car insurance?
I am planning on getting a 1984 corvette but the insurance for it is a little too high.i just found out about classic car insurance but i really don’t know much about it.but for classic car insurance,am i limited to a certain number of things like how far i can drive my car,when i can drive,etc?will the insurance actually be less or more for classic car insurance?and what is the best classic car insurance company i should go with?

Best answer:

Answer by TazT
a lot of times classic car ins is more because they insure it for what it would cost to replace it to the condition you have restored it to, whereas conventional ins would just give you blue book value for the car.

What do you think? Answer below!

Question by Simran Khan: how do i look for cheapest car insurance?
i am 18 years old girl.
I am thinking to buy a car for myself but i want the cheapest car insurance as possible.
how do i look for cars that cost cheap insurance.

any ideas.

Best answer:

Answer by Myranda W
fifteen minutes can save you fifteen percent or more on car insurance.

Add your own answer in the comments!

www.easyonlineautoinsurancequotes.com Auto insurance quotes – Want to save money on your auto insurance? This video shows you effective ways to save money on auto insurance.

Question by Beth: Online Auto Insurance Quotes, are they really safe and accurate?
I know several people who have submitted their information into one of the many “online auto insurance quotes” and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn’t it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.

Best answer:

Answer by jose l
you can have your identity riped of an these web sites will even say your identity is safe an confidential but they are not be very careful

Give your answer to this question below!

An antique collector car is what is commonly used to describe that special category of cars which have lived through generations and have survived eons of competition from more modern brands, and still maintain the integrity of having been an automobile of a time best preserved in museums and told in old folk tales of nostalgia. They best capture the meaning of the adage “old is gold” because to find a well maintained machine of that sort would be a magnificent feat indeed.

Insuring these pieces of treasure would therefore require the use of specialty insurance packages that offer clients an antique collector car insurance rate suitable for the protection of the value of the antique car should a pre – specified event occur. There have always been debates as to what kind of car qualifies for the esteemed title that is antique, but the dominant theory is that an antique car has to be at least 30 years old

This fact alone invalidates the use of regular car insurance packages which cover cars with the normal life of between 10 to 15 years. The rarity of the antique car has forced insurers the world over to come up with policies which accommodate the uniqueness of antique cars and so offer an antique collector car insurance rate specific to individual cars. The adopted method for coming up with an agreeable rate will involve the full appraisal of an antique car by a professional valuer in the employ of the insurance company.

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Another way of calculating the antique car’s value is to simply use its original cash price at which it was bought. Normally in such  cases documentary proof will be required. The importance of getting the correct value of the antique car will be witnessed when it comes to calculating a suitable antique collector car insurance rate which will determine how the insurance premiums will be paid.

It is important  for you to perform due diligence as far as comparing the insurance policies that offer an antique collector car insurance rate different from each other so that you may get a cover that is relevant for protecting the value of the antique. By and large the antique collector car insurance rate will depend on the kind of cover you decide to take. In this regard, there are several options including cash value, agreed value and stated value insurance.

Cash value insurance is designed to give the value of the antique car at the time of the policy issue. It has a flaw of not being flexible enough to make room for appreciation of car value and so many have been known to avoid this type of insurance. The agreed value policy can be applied to those clients who only use their cars on special occasions and times and so can get out of paying premiums for the full coverage of the car at all times. The stated value provides cover for the stated amount of the car in the full duration of the policy.

Find More Collector Car Insurance Articles

Question by Heywood Jablome: is classic car insurance better for a 1984 corvette or regular car insurance?
im planning on getting a 1984 corvette but the insurance for it is a little too high.i just found out about classic car insurance but i really don’t know much about it.but for classic car insurance,am i limited to a certain number of things like how far i can drive my car,when i can drive,etc?will the insurance actually be less or more for classic car insurance?and what is the best classic car insurance company i should go with?

Best answer:

Answer by SkyPilot
As the Corvette of 1984 is not a real classic or collectible special insurance isn’t necessary.

What do you think? Answer below!

When you own a new car or live in a new state, you will want to invest in a car insurance policy to suit your road needs. There is no room for worries as you find enough auto insurance companies to get an insurance coverage. What you will need is to compare car insurance quotes so you get the best deals in town. These include prices and features which you need to study to ensure that you get ample protection on the road.

You need to consider the risk entailed when driving a car. This risk includes age, gender and marital status of an individual that affect your driving skills. Drivers below 25 years old possess greater risks to accidents than people over 25. Drivers between the ages 50 and 65 often times practice safe driving. Women and married people too are noted to be safe drivers; hence they likely meet accidents.

When you compare car insurance quotes, you need to consider the location of where you live. Congested cities and busy suburbs usually need car insurance coverage as traffic can lead to many accidents. Few neighborhoods experience high rate of vehicle thefts which will require a higher premium.

Driving violations should also be considered in comparing car insurance quotes. There might be occasions where you get violations to your record like over-speeding, reckless driving, DWI and many more. Few insurance companies penalize your driving record up to 5 years from when the incident had occurred. However, as you improve in your record, you get to pay a lower premium. Always remember that if your driving record is clean and free of accidents, your insurance claims can be received easily without further questions.

To get the lowest premiums from car insurance companies, you need to look around and compare car insurance quotes. Premiums differ depending on the vulnerability of your vehicle to accidents. One company might charge you for your occupation; others view your location as high risk. Whatever your car insurance needs may be, it is important to purchase a car policy to secure you from all accidents that may happen on the road.